Travel Insurance With Medical Conditions

Travel insurance with medical conditions can be expensive and getting the right cover can be difficult to find.  If you need help finding holiday insurance for pre-existing medical conditions then this site will make that search a lot easier.

High Street providers like Tesco, Sainsbury’s, Marks and Spencers and the Post Office have really great policies and provide cheap travel insurance but do they deliver the best deal for the more mature and those of us with medical conditions?

Specialist providers may look a promising alternative but what’s behind the gloss of that flashy website? And what about the comparison websites?  Should you trust Which? recommendations?

Doing you own Internet research to compare travel insurance will pay off in better cover for lower costs but it does take time – your time – and that’s where this site can help.  See where you could get travel insurance covering high blood pressure for under £25

The European Health Insurance Card (EHIC) is an absolute must when travelling – if you don’t have one get one now – its absolutely free!  Is accepted in the EU’s 27 member states, plus a few others and can be used to cover any necessary medical treatment due to either an accident or illness.

Pre-Existing Medical Conditions

Finding travel insurance when you have a pre-existing medical condition can be difficult. However, it is very important that you declare any medical conditions that you have to your insurer when getting a quote, to avoid having to pay massive medical bills should anything go wrong. There are many insurers who will cover you, but the process will involve a few more questions than a typical single or annual policy quote.

Over 50? Over 65?

Many travel insurance providers set an upper age limit on those covered by a travel insurance policy.  Many providers will not cover travelers over 65 some even limit it to 50 years old. If you or a member of your party is over the age of 65 it will probably be better to find a travel insurance provider who specialises in offering cover for this age range.

What does it cost?

Many people assume that “specialist policy” means “expensive” but this is not necessarily true.  As specialist travel insurance providers will have helped thousands of people like you in similar situations they may even be able to offer you a cheaper rate than you would get from a provider who offers fewer policies for over 65′s and those with pre-existing medical conditions.  See some quotes for a couple going to Spain for two weeks and one of the partners has high blood pressure.